We’ve broken our fees and services down to make it easy for people to choose the level of help they would like from us. Nautica Asset Management LLC is one of the few financial planning firms whose primary focus is on retirement income distribution rather than accumulation. Nevertheless, we offer everyone help, including those still building up money in their TSP or 401(k), because planning ahead for your retirement can lead to much greater success over the long-term.
Personal Wealth Builder Plan
No Upfront Fee
Fee percentage based on assets under management inside TSP (Thrift Savings Plan).
Risk Assessment (Risk Score)
Annual Review
Basic Retirement Plan
Retirement trajectory based upon current savings rate
How much additional savings would be required based upon a stated goal
What’s Your (Retirement) Number Plan
Plan Fee $490
Fee percentage based on assets under management (Nautica must manage all).
Securities only portfolio.
Risk Assessment (Risk Score)
Annual Review
Limited Retirement Plan
Retirement income estimate based upon what client has accumulated to date
Estimated required rate of return on portfolio needed to accomplish stated goal (What’s Your Number?)
Or, what income can be expected while maintaining a “reasonable rate of return” (4 -6%)
Retirement Income Plan
Plan Fee $1,290
Fee percentage based on assets under management (Nautica must manage all).
Portfolio includes both securities and insurance company offerings.
Risk Assessment (Risk Score)
Annual Review
Retirement Income Plan
Current portfolio analysis and risk grade
Full-service income plan
Social Security analysis
Income gap analysis
Funding recommendations (based upon risk score)
Guaranteed income element
Bucket plan funding approach (income needed “Now, Soon & Later”)
Holistic Financial Plan
Plan Fee $1,990
Fee percentage based on assets under management (Nautica must manage all).
Portfolio includes both securities and insurance company offerings.
Risk Assessment (Risk Score)
Annual Review
Holistic Financial Plan
Current portfolio analysis and risk grade
Full-service income plan
Social Security analysis
Income gap analysis
Funding recommendations (based upon risk score)
Guaranteed income element
Bucket plan funding approach (income needed “Now, Soon & Later”)
Tax planning
Long-term care analysis with recommendations
Estate/Legacy planning
Comprehensive Planning
We differentiate ourselves by the services we offer, including in-depth knowledge, training and experience in federal employee benefits and retirement planning. We’re not in the product sales business. We’re in the financial planning business. Only by doing a comprehensive financial plan can we help you get the answers that you are looking for about your individual situation. Our plans may include these services:
- Federal Employee Benefits Review and Retirement Analysis
- Retirement Income Planning
- Dividend Interest Income Planning
- College Funding/Planning
- Beneficiary Audit
- Portfolio Risk and Fee Analysis
- Independent Objective Portfolio Review
- Recreating your paycheck
- Long Term Care Insurance
- Legacy Planning
- TSP Education
- Benefit Analysis
- Tax Free Income
- FEGLI vs. Private Insurance Options
- Social Security Timing
- Lifetime Income Planning
- Legacy Planning Strategies
- Tax Planning
Investment Strategies and Asset Management
Nautica Asset Management LLC is a firm believer that properly structuring a portfolio starts with diversification and asset allocation. At our disposal, we have a variety of financial tools available to us to help us accomplish this, including:
- Managed Money Portfolios
- Dividend Income Portfolios
- Mutual Funds
- Annuities
- Exchange Traded Funds (ETFs)
- REITs
- Life Insurance*
*As an independent insurance provider, we only make recommendations based upon the results of your personalized financial plan. We offer life insurance, annuities and long-term care coverage from the top companies in the industry. All insurance products provided by Nautica Insurance Group LLC.
