Formed in 2013 by Dave Baker, Nautica Asset Management LLC is the premier federal employee benefits consulting firm in the country, working with federal employees as well as their spouses, family and friends in the private sector. We are one of the few financial planning firms whose primary focus is on retirement income distribution–not accumulation. We know that when it comes to retirement income, there are actually a lot more decisions to be made than there are while you’re younger and growing your assets towards retirement.
When should you take your Social Security? Should you keep your FEGLI or look at private insurance options? How does Medicare work? Should you use a traditional or Roth account? Should you leave your TSP or 401(k) or roll it over? How do you ensure that you aren’t taking too much risk with your retirement nest egg? What investments give you the most tax advantages? Are health issues and spousal health issues more of a concern in retirement than prior to your retirement?